Brokers International, Ltd.

Have your clients calculated how much income they'll need in retirement? If they are like most people, probably not. According to the 2008 Retirement Confidence Survey^®, fewer than half of workers (47 percent) have tried to calculate how much money they will need for a comfortable retirement.

However, estimating retirement expenses can help your clients make important decisions. The same 2008 report revealed that when individuals calculated a goal, 44 percent changed their retirement plans and 59 percent started saving more.¹

OnTrak™ is income analysis software that's been designed to help your clients manage their post-retirement risks and estimate their retirement income. This easy-to-use software allows you to input your client's data.

The data is used to produce a customized financial status report that you can use to help your client get on track or remain on track to meet his or her retirement income needs.

In addition to the value this innovative income analysis software can provide your clients, OnTrak™ may generate results for your firm including:

Better customer satisfaction
Improved client retention
More referrals
Increased market share in the growing retirement market

Introduction Webinars		Educational Webinars
Note: For the month of July Joe will not be available to do the Monday webinars.		Only those who've attended an Intro Webinar should attend an Educational Webinar
October 10 October 31 November 14 November 28 December 12		October 3 October 24 November 7 November 21 December 5 December 19

For agent use only. Not for solicitation or advertising to the public.
OnTrak^TM software is provided by Thomas Gold Solutions, LLC - P.O. Box 1387 - Omak, WA 98841
As an independent agent, you are responsible for the compliant, accurate and suitable use of this software. Please make sure that the use of this software is in compliance with your state law, applicable carrier rules and regulations, broker-dealer rules (if applicable) and within the authorizations of your license and/or registrations. You should seek legal advice on recommended disclosures or disclaimers for your particular circumstances in the states in which you do business. Brokers International, Ltd. is not responsible for any inaccuracies, errors or warranties of any kind. This software is developed and distributed by Cravens & Associates, LLC.
¹Employee Benefit Research Institute and Mathew Greenwald & Associates, Inc., 2008 Retirement Confidence Survey.®

Copyright © 2012 Brokers International, Ltd. ®

Information provided is general and educational in nature, and is not intended to be, and should not be construed as, legal or tax advice. Brokers International, Ltd. does not provide legal or tax advice. Laws of specific state or laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Federal and state laws and regulations are complex and subject to change. Brokers International, Ltd. makes no warranties with regard to the information or results obtained by its use. Brokers International, Ltd. disclaims any liability arising out of agent’s use of or reliance on, the information. FOR AGENT USE ONLY. NOT FOR SOLICITATION OR ADVERTISING TO THE GENERAL PUBLIC.